Lending Programs

Is the Time right for you to purchase a home, remodel your existing home or build a new one? Or is it just Time for a new car or a well-earned vacation? Time Federal Savings Bank has a lending product that is right for you.

All of our lending products offer competitive interest rates, low costs and our mortgage loans are not sold on the secondary market.

Our friendly loan officers have the experience needed to get you through the application and approval process as quickly as possible. You are also invited to take advantage of our fast and easy pre-approval program. Shop for a home or plan your dream home with confidence.

Conventional Home Loans

• To buy or refinance
• Low closing costs
• Fixed and Adjustable interest rates
• A variety of programs to fit your needs
• Additional advance feature for future borrowing while continuing with one monthly payment
• Separate 2nd mortgage equity loan also available

Construction Loans

• Low cost and low hassle.
• One-step closing with no additional costs after construction is complete
• A permanent loan - Interest rate does not change

Home Improvement Loans

• For home repairs or improvement projects
• Minimal fees

Investment Property Loans

• To buy, build or refinance rental property
• Competitive interest rates and costs to help give you a strong positive cash flow

Lot and Land Loans

• To purchase land for your dream home or recreational
• Affordable interest rates

Consumer Loans

• Quick and affordable
• Available for vehicles, ATVs, boats, snowmobiles, motorcycles and more

We also offer these government home loans: Wisconsin Housing and Economic Development Authority (WHEDA) loans for qualified first time home buyers; Federal V.A. and Wisconsin (WDVA) loans for qualified veterans.

Contact one of our friendly knowledgeable loan officers to assist you in your loan needs.

Medford Office	Phillips Office	Marshfield Office	Owen Office	Wausau Office
Becky Brost	Colleen Guzinski	Mark Steevens	Dan Krause	Harvey Dobbs
Kurt Gibbon	Lynn Beck	Shari Immerfall		Tammi McKee
Tim Jari		Paul Sweningson		Ya Yang
Jeff Mueller
Bryan Stark
748-2231	339-2128	387-3761	229-2134	842-2900
800-205-0914	866-389-1661	800-822-7330	800-822-7305	866-574-9230

For Office locations and business hours click on this link Office Locations.