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Certificates of Deposit

Select a Deposit Product to meet your needs:
Checking | Debit Cards | Time-24-Access
Savings | Certificates | Traditional/Roth IRAs

Certificates of Deposit

Is it Time to invest your hard earned money in an FDIC insured Certificate of Deposit with a guaranteed rate that allows your investment to grow? Contact us for your investment needs and current rates. New accounts are accepted from within our market area.

Three Month Certificate

  • $500.00 minimum, additions of $100.00 or more at anytime.

Six Month, One Year, Two Year and Three Year Certificates

  • $1,000.00 minimum balance.
  • Interest rate varies according to account balance:
    $1,000.00 - $9,999.99
    $10,000.00 and over
  • Additions of $1,000 or more allowed to 6 month and 1 year certificates at anytime during the term.

Penalty for early withdrawal may apply.

Education Savings Account

The Education Savings Account was created to provide a tax-advantaged savings account for educational purposes. Contributions to these accounts are considered a gift to the designated beneficiary under the age of 18. Contributions are not tax deductible; however, when the beneficiary uses the money for qualified educational purposes, there are no taxes due on any of the interest that the contributions earned.

Education Savings accounts are available in 1, 2 or 3 year certificates.